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Fintech / Cross-Border Payments2024

Transfez Consumer Remittance Platform

Transfez

Contributed as an Associate Product Manager to the development and growth of Transfez’s consumer remittance platform, focusing on onboarding, verification, transaction experience, and growth initiatives across mobile and web.

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The Challenge

Transfez aimed to scale its consumer remittance product while improving user verification rates, transaction completion, and trust in cross-border payments. The platform needed to balance growth experimentation with strict compliance and regulatory requirements.

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The Process

1

Worked with cross-functional teams to deliver consumer-side remittance features across onboarding, transaction flow, and growth initiatives

2

Led day-to-day product execution with a squad of frontend, backend, QA, and UI/UX team members

3

Revamped the user verification (KYC) flow to reduce friction while maintaining compliance standards

4

Designed and executed A/B tests to optimize the user journey from registration to transaction completion

5

Conducted competitive analysis and user research to inform feature prioritization and product differentiation

6

Produced and maintained product documentation including PRDs, user stories, and product roadmaps

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The Solution

Delivered continuous improvements to the Transfez consumer remittance experience, including a redesigned verification flow, voucher engine for growth campaigns, and optimizations across onboarding and transaction journeys to support scalable user and transaction growth.

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The Outcomes

Revenue & Transaction Impact
Supported the platform in generating over 2 trillion rupiah in GTV across more than 114,000 remittance transactions
User Growth & Conversion
Improved verification flow contributed to significant growth in verified users and new paying users within months
Growth Enablement
Implemented a voucher engine and referral-related initiatives to drive transaction adoption and repeat usage

Skills & Methods

FintechProduct ManagementMobile ApplicationGrowth ExperimentationKYC & ComplianceCross-Border Payments

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